The dividend payment policy is based on the Charter of Company and the “Low on Joint Stock Companies” of RA.

• General Meeting of Shareholders may decide (announce) to pay quarterly, semi-annual, or annual dividends for ordinary shares out of accumulated and realized profits. Dividends are paid in RA Drams. The Company does not guarantee payment of dividend to shareholders.
• Shareholder who decides to go out from the Company can obtain dividend which he has right to get up to that day.
• General Meeting of Shareholders may take a decision on non-payment of dividends. The time period for non-payment of dividends is decided by the General Meeting of Shareholders but cannot be more than 1 (one) year.
• Company cannot decide to pay dividends for ordinary shares if the Company Charter Capital has not been paid up.
• Distribution of dividends to the Company shareholders is forbidden, if at the time of distribution the losses (damages) sustained by the Company are equal or exceed the amount of the Company’s non-distributed net profit. The Company may not decide that it will pay dividends for ordinary shares if the Company’s net assets are smaller than the equity, or they will become smaller as a result of dividend payment.

• Resolutions on payment of dividends

• As of July 18, 2024 General Meeting of Shareholders of “ACRA Credit Reporting” CJSC
  Resolution № 3
  1) A part of the accumulated profit by the results of 2023 activity of “ACRA Credit Reporting” CJSC – 52,466,000 AMD, to declare a dividend by paying 2 221 AMD for each ordinary nominal share.
  2) The annual dividends by the results of 2023 activity of “ACRA Credit Reporting” CJSC is to be paid due to the period defined by the RA law “On joint stock companies”, within one year after the decision on the annual dividends’ payment is made.

• As of December 5, 2023 General Meeting of Shareholders of “ACRA Credit Reporting” CJSC
  Resolution № 4
  1) A part of the accumulated profit by the results of 2022 activity of “ACRA Credit Reporting” CJSC – 34,385,000 AMD, to declare a dividend by paying 1 455․5 AMD for each ordinary nominal share.
  2) The annual dividends by the results of 2022 activity of “ACRA Credit Reporting” CJSC is to be paid due to the period defined by the RA law “On joint stock companies”, within one year after the decision on the annual dividends’ payment is made.

• As of June 30, 2022 Annual General Meeting of Shareholders of “ACRA Credit Reporting” CJSC
  Resolution № 3
  1) A part of the accumulated profit by the results of 2021 activity of “ACRA Credit Reporting” CJSC – 24,656,000 AMD, to declare a dividend by paying 1,043.72 AMD for each ordinary nominal share.
  2) The annual dividends by the results of 2021 activity of “ACRA Credit Reporting” CJSC is to be paid due to the period defined by the RA law “On joint stock companies”, within one year after the decision on the annual dividends’ payment is made.

• As of August 03, 2021 Annual General Meeting of Shareholders of “ACRA Credit Reporting” CJSC
  Decision № 3.1.
  A part of the accumulated profit by the results of 2020 activity of “ACRA Credit Reporting” CJSC – 26,898,000 AMD, declare as a dividend: paying respectively 1,138.63 AMD for each ordinary nominal share.
  Decision № 3.2
  The annual dividends by the results of 2020 activity of “ACRA Credit Reporting” CJSC is to be paid due to the period defined by the RA law “On joint stock companies”, within one year after the decision on the annual dividends’ payment is made.

• As of June 30, 2020 Annual General Meeting of Shareholders of “ACRA Credit Reporting” CJSC
  Resolution № 2.1
  A part of the accumulated profit by the results of 2019 activity of “ACRA Credit Reporting” CJSC – 45,736,800 AMD, was allocated for annual dividend payment, respectively 1,936 AMD for each ordinary nominal share.
  Resolution № 2.2
  The annual dividends by the results of 2019 activity of “ACRA Credit Reporting” CJSC is to be paid due to the period defined by the RA law “On joint stock companies”, within one year after the decision on the annual dividends’ payment is made.
• According to the resolution № 3 of Annual General Meeting of Shareholders of “ACRA Credit Reporting” CJSC as of June 26, 2019, a part of the accumulated profit by the results of 2018 activity– 31,880,732  AMD was allocated for dividend payment, respectively 1,349.5 AMD for each ordinary nominal share.