*Prices are indicated in RA drams, including VAT.

Reposts provided to physical entities

Short name of report	Report description	Price
SP0	Consumer credit report – short	300
SP1	Consumer credit report – descriptive	600
SP2	Consumer credit report – extended	1,000
SP3	Consumer credit report – full	1,400

ACRA monitoring services provided to physical entities

Service name	Service description	Period	Price
ACRA monitoring	Information regarding changes in credit report sent via SMS and/or e-mail	1 month 12 month	600 6,000

Reposts provided to physical entities via SMS messages

Report type	Report description	Price
ACRA SMS report	Information regarding credit history sent via SMS messages	100

Reposts provided to legal entities

Short name of report	Report description	Price
AR0	Commercial credit report – short	700
AR1	Commercial credit report – descriptive	1,300
AR2	Commercial credit report – extended	2,000
AR3	Commercial credit report – full	3,000

ACRA Signal service

N	Service name	Service description	Price for creditor organizations:for 1 client per 1 day
1	ACRA Signal	Information regarding changes in credit report of borrower	20

Reports provided to creditor organizations and to external customers

Short name of report	Report description	Price for creditor organizations	Price for external customers
SP0	Consumer credit report – short	384	576
SP1	Consumer credit report – descriptive	672	1,008
SP2	Consumer credit report – extended	1,056	1,584
SP3	Consumer credit report – full	1,440	2,160
AR0	Commercial credit report – short	768	1,152
AR1	Commercial credit report – descriptive	1,344	2,016
AR2	Commercial credit report – extended	2,112	3,168
AR3	Commercial credit report – full	2,880	4,320
FICO score report	Numerical expression of borrower’s credit risk	250	375

Package tariff plan for 1001 and more credit reports provided to creditor organizations per month

N	Quantity of credit report inquiries per month	Monthly price within the range, based on the quantity of requests, AMD (including VAT)
1	1,001-5,000	1,000,000 + Q*200
2	5,001-15,000	1,800,000 + Q*100
3	15,001-45,000	2,800,000 + Q*50
4	45,001-90,000	4,300,000 + Q*25
5	90,001 and more	5,425,000 + Q*15

*Q- The quantity of credit reports exceeding the upper limit of the prior range.

For up to 1000 credit reports, the unit-based tariffs continue to apply.

FICO score report fixed tariff plans

N	Name of package	Quantity	Base price for creditor organizations	Base price for external customers
1	FICO 1	Up to 4.000*	600,000	900,000
2	FICO 2	Up to 8.000*	900,000	1,350,000
3	FICO 3	Up to 16.000*	1,200,000	1,800,000
4	FICO 4	Up to 32.000*	1,800,000	2,700,000
5	FICO 5	Up to 64.000**	3,600,000	5,400,000

«FICO score groups» report

N	Name of package	Quantity	Base price for creditor organizations	Base price for external customers
1	FICO group 1	Up to 4.000*	600,000	900,000
2	FICO group 2	Up to 8.000*	900,000	1,350,000
3	FICO group 3	Up to 16.000*	1,200,000	1,800,000
4	FICO group 4	Up to 32.000*	1,800,000	2,800,000
5	FICO group 5	Up to 64.000*	3,600,000	5,400,000

* In case of exceeding the limit, the excess quantities are calculated using base price of FICO score report.

** In case of exceeding the limit, the excess quantities are calculated using the price of one FICO score report of this package, which is equivalent to 56,25 AMD (including VAT)

Quantitative tariffs for credit reports
Creditor organizations and external customers can benefit from quantitative discounts, which are applicable to the base price.

Applied to all reports (by type)
All types of credit reports requests during the month	101-600	601-1600	1601 և more
Discount, applied to the base price	15%	30%	50%

Note: discounts applied for the quantities exceeding the limits.