Last updated on 10/04/2024
CONS_REP 0 (short)
Last updated on 10/04/2024
- Identification data of subject
- Brief statement on credits & gauranties number
- Credit organization
- Credit number
- Credit status
- Past due availability
- Credit risk class
- Credit info renewal date
CONS_REP 1 (descriptive)
Last updated on 10/04/2024
- Identification data of subject
- Brief statement on credits & gauranties number
- Credit organization
- Credit number
- Credit status
- Credit risk class
- Credit info renewal date
- Brief statement on credits due amounts
- Total number of credit report inquiries (30 days / 1 year / self inquiry)
- Date of credit contract
- Type of credit
- Date of credit past due
- Actual balance
- Past due percentage
- Notes (concerning credit)
- Guarantee amount
- Inquiries on person during last 1 year
CONS_REP 2 (extended)
Last updated on 10/04/2024
- Identification data of subject
- Brief statement on credits & gauranties number
- Credit organization
- Credit number
- Credit status
- Credit risk class
- Credit info renewal date
- Brief statement on credits due amounts
- Total number of credit report inquiries (30 days / 1 year / self inquiry)
- Date of credit contract
- Type of credit
- Date of credit past due
- Actual balance
- Past due percentage
- Notes (concerning credit)
- Guarantee amount
- Inquiries on person during last 1 year
- Date of credit issue
- Date of credit final repayment
- Date of credit actual repayment
- Credit amount by contract
- Actual amount provided
- Actually repaid amount
- Actual balance
- Number of past due days
- Date of the last credit classification
CONS_REP 3 (full)
Last updated on 10/04/2024
- Identification data of subject
- Brief statement on credits & gauranties number
- Credit organization
- Credit number
- Credit status
- Credit risk class
- Credit info renewal date
- Brief statement on credits due amounts
- Total number of credit report inquiries (30 days / 1 year / self inquiry)
- Date of credit contract
- Type of credit
- Date of credit past due
- Actual balance
- Past due percentage
- Notes (concerning credit)
- Guarantee amount
- Inquiries on person during last 1 year
- Date of credit issue
- Date of credit final repayment
- Date of credit actual repayment
- Credit amount by contract
- Actual amount provided
- Actually repaid amount
- Actual balance
- Number of past due days
- Date of the last credit classification
- Brief statement (on other obligations)
- Average monthly income
- Data on bankruptcy
- Annual percentage rate
- Scope of credit use
- Place of credit use
- Collateral subject
- Collateral subject value
- Notes on collateral
- Number of credit terms revisions
- Actual payments monthly chart
- Information on affiliates
- Other obligations (i.e. communal)
The consumer credit report contains 5 year information (from the inquiry date) about the payment behavior of various financial obligations of physical entities, including data on the proper fulfillment and/or delinquencies of financial obligations.
Own Credit Report
Any person (subject of credit information) can inquire his/her credit history from credit bureau by – getting a paper copy of his/her credit report from ACRA office or from Haypost nearest postoffice (representing relevant documents); or electronic version – subscribing to ACRA website and using “online Self-Inquiry” service.
For individuals (Data Subject)
- Application form
- Data Subject’s Passport and its copy
- Data Subject’s Social card and its copy (not mandatory)
- In case of acting on behalf of Data Subject:
Power of attorney from Data Subject verified by the notary
Passport of authorized person and its copy - In special cases other documents required by ACRA