Last updated on 01/05/2020

Tariffs of services

*Prices are indicated in RA drams, including VAT.

Reposts provided to physical entities

Short name of report Report description Price
ACRA score Numerical expression of borrower’s credit risk 300
SP0 Consumer credit report – short 300
SP1 Consumer credit report – descriptive 600
SP2 Consumer credit report – extended 1,000
SP3 Consumer credit report – full 1,400
ACRA monitoring services provided to physical entities
Service name Service description Period Price 
ACRA monitoring Information regarding changes in credit report sent via SMS and/or e-mail 1 month
12 month
600
6,000
Reposts provided to physical entities via SMS messages
Report type Report description Price
ACRA SMS report Information regarding credit history sent via SMS messages 100
ACRA SMS score Score sent via SMS messages 100
Reposts provided to legal entities
Short name of report Report description Price
AR0 Commercial credit report – short 700
AR1 Commercial credit report – descriptive 1,300
AR2 Commercial credit report – extended 2,000
AR3 Commercial credit report – full 3,000
ACRA Signal service
N Service name Service description Price for creditor
organizations:for 1 client per 1 day 
1 ACRA Signal Information regarding changes in credit report of borrower 20 
Reports provided to creditor organizations and to external customers
Short name of report Report description Price for creditor organizations Price for external customers
SP0 Consumer credit report – short 384 576
SP1 Consumer credit report – descriptive 672 1,008
SP2 Consumer credit report – extended 1,056 1,584
SP3 Consumer credit report – full 1,440 2,160
AR0 Commercial credit report – short 768 1,152
AR1 Commercial credit report – descriptive 1,344 2,016
AR2 Commercial credit report – extended 2,112 3,168
AR3 Commercial credit report – full 2,880 4,320
FICO score report Numerical expression of borrower’s credit risk 250 375
FICO score report fixed tariff plans
N Name of package Quantity Base price for creditor organizations Base price for  external customers
1 FICO 1 Up to  4.000* 600,000 900,000
2 FICO 2 Up to  8.000* 900,000 1,350,000
3 FICO 3 Up to  16.000* 1,200,000 1,800,000
4 FICO 4 Up to  32.000* 1,800,000 2,700,000
5 FICO 5 Up to  64.000** 3,600,000 5,400,000
«FICO score groups» report
N Name of package Quantity Base price for creditor organizations Base price for  external customers
1 FICO group  1 Up to  4.000* 600,000 900,000
2 FICO group  2 Up to  8.000* 900,000 1,350,000
3 FICO group  3 Up to  16.000* 1,200,000 1,800,000
4 FICO group  4 Up to  32.000* 1,800,000 2,800,000
5 FICO group  5 Up to  64.000* 3,600,000 5,400,000

* In case of exceeding the limit, the excess quantities are calculated using base price of FICO score report.

** In case of exceeding the limit, the excess quantities are calculated using the price of one FICO score report of this package, which is equivalent to 56,25 AMD (including VAT)

Quantitative tariffs for credit reports
Creditor organizations and external customers can benefit from quantitative discounts, which are applicable to the base price.

Applied to all reports (by type)
All types of credit reports requests during the month 101-600 601-1600 1601 և more
Discount, applied to the base price 15% 30% 50%

Note:  discounts applied for the quantities exceeding the limits.