Last updated on 27/06/2022
Tariffs of services
*Prices are indicated in RA drams, including VAT.
Reposts provided to physical entities
| Short name of report | Report description | Price |
| ACRA score | Numerical expression of borrower’s credit risk | 300 |
| SP0 | Consumer credit report – short | 300 |
| SP1 | Consumer credit report – descriptive | 600 |
| SP2 | Consumer credit report – extended | 1,000 |
| SP3 | Consumer credit report – full | 1,400 |
ACRA monitoring services provided to physical entities
| Service name | Service description | Period | Price |
| ACRA monitoring | Information regarding changes in credit report sent via SMS and/or e-mail | 1 month 12 month | 600 6,000 |
Reposts provided to physical entities via SMS messages
| Report type | Report description | Price |
| ACRA SMS report | Information regarding credit history sent via SMS messages | 100 |
| ACRA SMS score | Score sent via SMS messages | 100 |
Reposts provided to legal entities
| Short name of report | Report description | Price |
| AR0 | Commercial credit report – short | 700 |
| AR1 | Commercial credit report – descriptive | 1,300 |
| AR2 | Commercial credit report – extended | 2,000 |
| AR3 | Commercial credit report – full | 3,000 |
ACRA Signal service
| N | Service name | Service description | Price for creditor organizations:for 1 client per 1 day |
| 1 | ACRA Signal | Information regarding changes in credit report of borrower | 20 |
Reports provided to creditor organizations and to external customers
| Short name of report | Report description | Price for creditor organizations | Price for external customers |
| SP0 | Consumer credit report – short | 384 | 576 |
| SP1 | Consumer credit report – descriptive | 672 | 1,008 |
| SP2 | Consumer credit report – extended | 1,056 | 1,584 |
| SP3 | Consumer credit report – full | 1,440 | 2,160 |
| AR0 | Commercial credit report – short | 768 | 1,152 |
| AR1 | Commercial credit report – descriptive | 1,344 | 2,016 |
| AR2 | Commercial credit report – extended | 2,112 | 3,168 |
| AR3 | Commercial credit report – full | 2,880 | 4,320 |
| FICO score report | Numerical expression of borrower’s credit risk | 250 | 375 |
FICO score report fixed tariff plans
| N | Name of package | Quantity | Base price for creditor organizations | Base price for external customers |
| 1 | FICO 1 | Up to 4.000* | 600,000 | 900,000 |
| 2 | FICO 2 | Up to 8.000* | 900,000 | 1,350,000 |
| 3 | FICO 3 | Up to 16.000* | 1,200,000 | 1,800,000 |
| 4 | FICO 4 | Up to 32.000* | 1,800,000 | 2,700,000 |
| 5 | FICO 5 | Up to 64.000** | 3,600,000 | 5,400,000 |
«FICO score groups» report
| N | Name of package | Quantity | Base price for creditor organizations | Base price for external customers |
| 1 | FICO group 1 | Up to 4.000* | 600,000 | 900,000 |
| 2 | FICO group 2 | Up to 8.000* | 900,000 | 1,350,000 |
| 3 | FICO group 3 | Up to 16.000* | 1,200,000 | 1,800,000 |
| 4 | FICO group 4 | Up to 32.000* | 1,800,000 | 2,800,000 |
| 5 | FICO group 5 | Up to 64.000* | 3,600,000 | 5,400,000 |
* In case of exceeding the limit, the excess quantities are calculated using base price of FICO score report.
** In case of exceeding the limit, the excess quantities are calculated using the price of one FICO score report of this package, which is equivalent to 56,25 AMD (including VAT)
Quantitative tariffs for credit reports
Creditor organizations and external customers can benefit from quantitative discounts, which are applicable to the base price.
| Applied to all reports (by type) | |||
| All types of credit reports requests during the month | 101-600 | 601-1600 | 1601 և more |
| Discount, applied to the base price | 15% | 30% | 50% |
Note: discounts applied for the quantities exceeding the limits.