Last updated on 28/02/2024

SMS service overview

Taking into account the importance of receiving on going information about the changes in credit history, ACRA offers SMS report service to the individual borrowers, which allows them to receive brief information on their credit history via SMS message.
The SMS credit report contains information about the customer’s current total number of loans, including active and closed, the principal amount due and amount over due.
This service allows you to stay updated about your own financial liabilities at any time, saving you time and money.
You can activate this service through My ACRA personal user account:

Register to My
ACRA personal account

Enter your phone
number and receive a
PIN code

Send the PIN code
to the short number 5150
and get your report


The price of 1 SMS is 100 AMD.