Last updated on 19/03/2025
Steps to get credit history online
For physical persons:
- Click the Register button.
- Enter your email address and confirm acceptance of the Terms and Conditions.
- Enter the one-time code sent to your email to proceed to the document scanning and then the face identification stages.
- After completing the registration process, you will receive an email notification regarding the approval or rejection of your identification.
- If approved, follow the link in the notification to set your password, after which you can log in to “MY ACRA” personal account and obtain your credit report.
- If rejected, you may try to register again or contact our support team for assistance.
For corporate customers (Data subject)
- Click on the “For population/ Commercial credit report” field in acra.am website
- Download the credit report application form
- Fill in all the fields in the application, sign it and put a stamp (if available)
- Send the documents mentioned below to help@acra.am email address:
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- A scanned version of the completed application
- A scanned version of the certificate of registration of the state register with all tabs, or an extract from the unified state register
- A scanned version of the passport or ID card of the head of the data subject’s executive body
- In case of acting on behalf of data subject’s executive body: a scanned version of the power of attorney issued by the head of the data subject’s executive body and the scanned versions of the authorized person’s and executive’s passports
- Provide a mobile phone number with Viber app capability
- Once the actions above are completed, we will do the identification by a video call through “Viber” application and recording, so you can get your credit report on your email address.